Life, Disability, & Long Term Care Insurance

It’s the time of the year for resolutions! If you have been resolving to take care of your life insurance or disability insurance needs, now is a great time to do so. Our agency has been working with people in Massachusetts since 1976 to assist them with their Life Insurance…

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If you rent in Boston, do you have to shovel your sidewalk?

Below is a great article from Boston.com that goes over the rules between landlords and tenants in Boston and who has the responsibility to remove snow at the property.   http://www.boston.com/news/local/massachusetts/2015/12/29/you-rent-boston-you-have-shovel-your-sidewalk/jVtuJXuVoce6am1k34JhFL/story.html?p1=feature_sec_hp

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Health Insurance Enrollment

The open enrollment period for coverage beginning January 1, 2016 will start on November 1st 2015. That is the first day that you can begin to enroll in a new health insurance plan that begins coverage in January of 2016. Open enrollment will end on January 31,2016. If you don’t…

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Builder’s Risk Insurance Policy

Are you remodeling or renovating a dwelling?  If so, you should have a Builder’s Risk Insurance policy in place for your property.  A normal homeowner’s insurance policy generally will not cover your structure while it is being renovated.  The Builder’s Risk policy will generally cover the structure for fire, wind, theft and vandalism. …

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Adding A New Carrier – Progressive Insurance

As an independent insurance agency we are pleased to announce that we have added Progressive as another insurance carrier to our growing list.  Progressive has great commercial auto insurance rates for a number of different types of commercial vehicles.  They write commercial auto policies for restaurant delivery, passenger transportation, artisans/contractors,…

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NH Hands Free Law – July 1st, 2015

A new law is taking effect come July 1, 2015 in New Hampshire.  Beginning on that date you must use a Bluetooth device when on your cell phone, or risk getting a ticket.  It is punishable by a $100 fine for the first offense, $250 for a second offense, and…

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What Form of Protection Do Motorcyclists Need?

As part of its Go Ride! Month in April 2013, the American Motorcyclist Association (AMA) kicked off a weeklong focus on health insurance discrimination. AMA grassroots coordinator Danielle Fowles told AmericanMotorcyclist.com that it’s one of the most important issues facing AMA members. As part of its Go Ride! Month in…

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Earthquake Insurance

Possibly the most important thing to know about earthquake insurance is this:   A basic homeowners policy does not cover earthquake damage. Even if you don’t live in an area where earthquakes are common, it’s possible you might need earthquake insurance. Earthquakes have occurred in 39 states since 1900, and about 90%…

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Commercial Auto Insurance Basics

A Business Auto Policy is added to a commercial Property & Liability Policy in order to protect an insured from bodily injury, property damage and physical damage arising out of the operation, maintenance or use of an auto used for business or commercial purposes. Autos covered can be either owned,…

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Summer Storm Safety

During the summer severe storms can cause strong winds, lightning, heavy rain, and even tornadoes. This New England weathe can often times cause substantial damage to your home. By taking a few precautions you can try and minimize the chances of your home being damaged. Close all the windows and…

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