Independent Agents for Retirement Plans
The agents at the Daniel J. Guarino Insurance Agency are Independent Insurance Agents. This is important when dealing with life and retirement annuity plans in Massachusetts and Boston, because independent agents from our agency have the ability to shop around from insurance carrier to carrier to find the best rates.
Each insurance company has their own products and guaranteed rates. For example, some companies have better performing fixed annuities, while others have higher caps on their equity indexed annuity products.
As independent agents, we can tailor the product we choose to fit our clients’ needs and objectives, for we don’t just represent one company, we represent many different insurance companies from all over the United States.