Understanding Insurance Inspections After Your Policy is Issued

Understanding Insurance Inspections After Your Policy is Issued When you purchase a property insurance policy, it’s common for insurers to hire a 3rd part inspection company to conduct an inspection within the first 60 days after coverage begins. This post-policy inspection helps the insurance company confirm details about the property…

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Helpful Condo Association & Unit Owner Tips

Claims: In the event of a covered claim the insurance company will write the claim check payable to the named insured on the policy. If the policy is for an association/trust they will need to have a bank account in the name of that association/trust in order to cash the…

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How Rising Construction Costs Are Affecting your Insurance Policy

The COVID-19 pandemic has had a lasting impact on many industries, and the construction sector is no exception. Since 2020, the cost of construction and reconstruction—including materials and labor—has surged dramatically. Disruptions in the global supply chain, shortages of critical building materials, and a sharp rise in demand have pushed…

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Natural Disasters Are Making Your Insurance Cost More

Natural disasters such as hurricanes, like Hurricane Helene and Hurricane Milton, along with California wildfires, have a profound impact on the insurance and re-insurance industries. When major disasters strike, insurance companies face massive claims from policyholders to cover damages to homes, businesses, and infrastructure. Re-insurers, the companies that insure the…

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Benefits Of An Independent Agency

Working with an independent insurance agency offers a host of advantages for anyone seeking tailored insurance solutions.  Unlike agents tied to a single insurer, independent agents represent multiple companies, giving them the flexibility to shop around and compare a wide array of policies to find the best coverage for your…

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Fall Maintenance Tips

As a new season begins, I’m reaching out with some tips and maintenance checks to help keep your property in tip-top shape: Clean and check gutters. Remove leaves and debris from gutters and downspouts. Consider installing gutter guards to reduce buildup. Ensure water flows away from the building to prevent…

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Life Insurance

As we move past the mid-way point of the year, we would like to remind you of the importance of protecting your loved ones with life insurance.  If you were planning on getting life insurance this year, but haven’t had the time, now is a great time to get it…

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We Now Offer Pet Insurance

People sometimes laugh at the prospect of insuring a pet as a kind of extravagance. But when you love a pet as much as most people do, an unexpected illness or accident can force you into incredibly hard situations. Due to our partnership with Prudent Pet, we are now able to…

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