Independent Disability Insurance Agents
The agents at the Daniel J. Guarino Insurance Agency are Independent Insurance Agents. This is important when dealing with disability insurance in Massachusetts and Boston, because independent agents from the agency have the ability to shop around from insurance carrier to carrier.
Each insurance company has their own products, premiums and underwriting requirements. For example, some companies have better rates for blue-collared workers, and others have better rates for white-collared workers. This, in turn, allows our agents to find the best products and premiums to fit our clients’ needs and objectives, for we don’t just represent one company, we represent many different insurance companies from all over the United States.